Area: Finance
Competent authority: MF, SZZ
EZU URL: .nan
Initiative ID: 924
Initiative accepted and completed: '2020-05-28'
Initiative classified in EZU: .nan
Initiative forwarded in response: '2018-11-21'
Initiative published: '2018-11-21'
Initiative submitted: '2018-11-20'
Response from the competent authority: "Reply from the Ministry of Finance:\r\nWith\
  \ regard to your questions and concerns, the Ministry of Finance, in the light of\
  \ the legislation for which it is responsible, would like to begin by explaining\
  \ that Article 8 of the Law on Compulsory Transport Insurance (Official Gazette\
  \ of the RS, No. 93/07 - Official consolidated text, 40/12 - ZUJF, 33/16 - PZ-F\
  \ and 41/17 - PZ-G; hereinafter: ZOZP) states that insurance undertakings shall\
  \ establish, keep and maintain a database of insured persons, a database of claims\
  \ and a database for the assessment of insurance cover and the amount of compensation.\
  \ According to the CPA, data are collected, inter alia, directly from the data subject\
  \ and from other persons (witnesses to the event of loss). Individuals in possession\
  \ of this data must provide it to the insurer at the insurer's request. In the light\
  \ of the foregoing, insurers therefore have a legal basis for collecting the data\
  \ they need for the purposes of underwriting insurance contracts or for dealing\
  \ with claims arising from insurance under the PIPA.\r\nHowever, in relation to\
  \ your specific case, we consider that only on the basis of complete data, either\
  \ stored in databases or obtained from the individuals who hold the data and which\
  \ are relevant for the settlement of the specific claim, can an insurer properly\
  \ settle a claim. The current legislation does not regulate in detail the way in\
  \ which information is obtained at the time of the occurrence of a claim and, in\
  \ this respect, we do not consider that a change to the current legal framework\
  \ is necessary. If you consider that the insurer has not acted properly in your\
  \ case, the insured person is free to inform the insurer or to initiate appropriate\
  \ proceedings, as this is a civil law relationship between the insured person and\
  \ the insurer, and the Ministry of Finance does not have the power to interfere\
  \ in this relationship. The supervision of insurance companies is carried out by\
  \ the Insurance Supervision Agency on the basis of the Insurance Act (Official Gazette\
  \ of the Republic of Slovenia, No 93/15).We would like to point out that only the\
  \ National Assembly can give a binding interpretation of the Act. The interpretation\
  \ given by the Ministry is non-binding. Courts and other independent authorities\
  \ can always take a different view."
Text file: 924.txt
Title: Duplication of data and complex procedure for reporting damage to a foreign
  vehicle
URL: https://www.stopbirokraciji.gov.si/pobuda/?st=924
