Area: Poslovni SOS
Competent authority: MF
EZU URL: .nan
Initiative ID: 613
Initiative accepted and completed: '2015-08-10'
Initiative classified in EZU: .nan
Initiative forwarded in response: '2015-06-29'
Initiative published: '2015-06-29'
Initiative submitted: '2015-06-29'
Response from the competent authority: 'BANK SLOVENIA''S RESPONSE: To our knowledge,
  there are no specific regulations requiring the separate remittance of the receipts
  mentioned in the entrepreneur''s communication, but we would like to highlight the
  important aspect of providing information on the purpose of the payment, which is
  a mandatory requirement for credit payments and direct debits in accordance with
  Regulation (EU) No. In the Slovenian banking environment, this information is provided
  by the payer completing the "purpose code" field when executing the payment transaction.
  This is a four-digit payment purpose code which replaces the textual record of the
  purpose of the payment. Its use is recommended for payment service users by the
  SEPA scheme rules, together with a structured reference that allows for automatic
  closure of claims.In the context of purpose codes, we would point out that, from
  the perspective of the execution of payment transactions, the separation of the
  payment of salaries and allowances (as highlighted by the entrepreneur in her communication)
  is, in our view, particularly relevant from the perspective of enforcement actions.
  It is true that transfers of salaries, pensions, regimes, travel expenses, social
  transfers, etc., to the accounts of natural persons are differently scalable under
  the legislation in the event that the account is the subject of an execution (garnishment).
  The correct indication of the purpose of the payment therefore also ensures that
  the payment is processed correctly from the point of view of enforcement. According
  to the Act on Enforcement and Insurance, the enforcement of certain receipts is
  restricted (e.g. salary) or even prohibited (especially social benefits).Certain
  clarifications on the use of payment purpose codes (also in the case of salary and
  allowance payments) have been provided by the Association of Banks of Slovenia (ZBS)
  and can be found on the website http://www.For any further questions regarding the
  purpose codes, please contact ZBS directly.RESPONSE FROM THE MINISTRY OF LABOUR,
  FAMILY, SOCIAL AFFAIRS AND EQUAL OPPORTUNITIES: Remuneration for work is one of
  the important elements of the employment relationship as a bilateral relationship
  between the employee and the employer. The Labour Relations Act (Official Gazette
  of the Republic of Slovenia, No 21/13 and 78/13- corrected version, hereinafter
  referred to as "the LRA-1"), as a general regulation in the field of labour relations,
  contains the basic provisions on the wage system in a separate third chapter and,
  in addition to the components of wages, provides for wage compensation, reimbursement
  of work-related expenses, annual leave allowance, severance pay on retirement, specifically
  protects equal pay regardless of gender, and establishes the timing, method and
  place of payment, as well as the rules on withholding and offsetting of wage payments.
  As regards the rules for the payment of wages, the ZDR-1 provides in Article 135
  that wages, reimbursements of work-related expenses and other remuneration of an
  employee shall be paid in accordance with the law through the employee''s bank account,
  but a collective agreement at the level of the industry may provide for a different
  method of payment of reimbursements of work-related expenses and other remuneration
  of an employee. The wages must be available to the worker on the fixed payday. The
  employer is obliged to provide the worker with a written statement by the end of
  the payday, showing details of the wage, wage replacement, reimbursement of work-related
  expenses and other benefits to which the worker is entitled under the law, the collective
  agreement, the employer''s general regulation or the employment contract, the calculation
  and payment of taxes and contributions, and the payday. The written statement shall
  also show the details of the worker and the employer. In the light of the above
  rules, it can be concluded that the ZDR-1 does not impose an obligation to transfer
  separately the salary and other remuneration from the employment relationship to
  the employee''s bank account.'
Text file: 613.txt
Title: Two separate transfers (salary and snack) to the employee's bank account
URL: https://www.stopbirokraciji.gov.si/pobuda/?st=613
