Hello.
In order to pay my s.p.'s liabilities, I have to fill in five separate payment orders each month (PIZ, ZZ, STV, ZAP and Income Tax). I know that there has been a lot of talk about the impossibility of combining the above because of the different sub-accounts. I wonder whether the possibility of at least the following solutions will ever be seen:
- allowing payment via a perpetual usufruct
- direct debit
- the possibility to pay STV and ZAP contributions annually and not only monthly (because the amounts are low).