Area: Finance
Competent authority: MF
EZU URL: .nan
Initiative ID: 10
Initiative accepted and completed: '2012-01-10'
Initiative classified in EZU: .nan
Initiative forwarded in response: '2011-12-14'
Initiative published: '2011-12-14'
Initiative submitted: '2011-12-07'
Response from the competent authority: 'Legal and natural persons can use cash or
  non-cash forms of payment to settle their obligations. However, the method chosen
  for the settlement of obligations depends on the agreement between the contracting
  parties, except in cases where the method of payment is provided for by law. In
  view of the above, we do not support the proposed initiative to abolish non-cash
  transactions through banks.The Payment Services and Systems Act (Official Journal
  of the Republic of Slovenia, No 58/09, 34/10 and 9/11, hereinafter: ZPIaSS) systemically
  regulates the provision of payment services through payment service providers, as
  well as the rights and obligations of users and payment service providers in relation
  to the provision of payment services. However, the method of payment between legal
  or natural persons is not regulated by this Act. The level of fees charged by payment
  service providers for the provision of payment services is also not subject to regulation,
  as it is left to the market to determine them.The general obligation to transfer
  payments and receipts to transaction accounts is derived from Article 36 of the
  Tax Procedure Act (Official Gazette of the Republic of Slovenia, No. 13/11 - Official
  consolidated text), according to which, for tax purposes, legal and other persons,
  sole proprietors, individuals engaged in self-employed activity, administrative
  and other state bodies, bodies of self-governing local authorities and holders of
  public powers are obliged to transfer payments for goods and services supplied and
  other payments to recipients to their transaction accounts opened with payment service
  providers, except if the payments are of small amounts or if a record of such payments
  is otherwise provided. The cases in which the above-mentioned payments do not have
  to be transferred to transaction accounts are more precisely specified in Part 3A
  of the Regulation on the implementation of the Tax Procedure Act (Official Gazette
  of the Republic of Slovenia, No 141/06, 46/07, 102/07, 28/09 and 101/11).The purpose
  of this Article is thus to limit cash turnover, which may result in tax evasion
  or even tax avoidance, and we therefore do not agree with the proposal to abolish
  non-cash payments.'
Text file: 10.txt
Title: Abolition of non-cash operations by banks
URL: https://www.stopbirokraciji.gov.si/pobuda/?st=10
