Hello, Delavska Hranilnica d.d. and some other banks/savings banks offer pension savings with monthly payments and a fixed interest rate (previously 5%, now 3-4%). Do you intend to make such savings for an additional pension equivalent to savings in the second pension pillar? So, tax exemption on interest if you save for more than 20 years and the possibility of counting the payments as a deduction for income tax? It's about saving for an extra pension for 30-40 years (you can't access the money before you qualify for retirement) and there's no logic that someone has to pay another 25% tax on interest after 40 years and someone saving for an extra pension in Pillar 2 or through insurance products is exempt from tax after 10 or 20 years....