Dear Sir or Madam! I propose to reduce the contribution rates on wages because employers are overburdened. I think you can do the maths and see how much someone pays into a pension during their working life and, of course, too much into healthcare. I wonder how it all worked when we only had a contribution rate, probably lower sometimes for health care, and now there is now additional health insurance. My opinion is that it is better to have a Slightly Higher VAT, even though it has already gone up by 10%, than it used to be, and lower contribution rates. I hope that the motto of this country is not just how to save money, but to reduce certain contributions that are restricting the economy. Everyone in the government could be proud of themselves if they see that the citizens are happy!!!