I propose to abolish voluntary health insurance. We are giving this money to three insurance companies which do not have the health of their customers as their first priority, but rather a market interest ( to increase profits ). By having three insurance companies, we also have three management structures which are paid for by the voluntary health insurance ( we only need one, namely the Health Insurance Fund ). This same money, I think, they are all willing to pay in the form of compulsory health insurance. I do not expect much from this proposal because the government does not have the interest or the courage to do it. I do not think that health is a niche market for bottomless pockets, and I am also of the opinion that if the proposal were to be seriously considered by the government, it would meet with serious opposition from interest groups, in which case I would propose a referendum.