I propose that the public be legally allowed to consult the Register of Motor Third Party Liability Insurance and Motor Third Party Insurance claims, with limited data (protection of personal data), of course.
Around 200 000 second-hand cars are sold every year.
Buyers can already check the vehicle's history (roadworthiness tests, mileage, age, location and sex of owner, etc.) using the VIN number. This information is publicly available, and is displayed in a user-friendly way, e.g. on the avtolog.si website.
What is missing is information on any road accidents the vehicle has been involved in. Vehicles can therefore be sold as undamaged, but the buyer cannot verify this information. This leads to misleading and detrimental effects on buyers, as well as hidden defects and the associated risk of further accidents.
The Slovenian Insurance Association already maintains a register of claims under the law, but access to the data is only available to victims of a car accident.
The Act on Compulsory Motor Insurance does not provide a legal basis for making the data from the claims register open and accessible to the public.
I propose that the public be given limited access to the Register of Damages by law, either through an online service or through a database.
The data should include at least the VIN number of the vehicle, and the date of the accident. The amount of the claims would also be welcome, as would any information that further clarifies the nature and extent of the damage to the vehicle. Personal data (insurance policy holder, etc.) should remain inaccessible to the public.