since the government is planning to abolish supplementary insurance, why not introduce an additional paid quota? Suppose the price of the insurance covers the basic services (check-up, treatment, hospital, etc.) and the rest (implants, spas, medicines and similar services that are extra) add a payable quota for those who opt for it. This way, you cover the shortfall that will arise and the money can be kept back. You cannot satisfy 400 000 people because it is not right for them. you have to make sure that you cover the money. you give everyone the option of insurance and also allow them to choose whether they want only the basic or the supplementary. you allow children up to the age of 18 to have everything.